Important Information About Your FDIC Deposit Insurance

• FDIC Insurance

  On July 21, 2010, FDIC deposit insurance was permanently raised from $100,000 to $250,000 per depositor.

• Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

  All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

  The term “noninterest-bearing transaction account” includes a traditional checking account, demand deposit account or a Lawyers Trust Account (IOLTA) on which the insured depository institution pays no interest.

  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

  For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

• FDIC Consumer News - Newsletter

  Managing Your Money in Good Times and Bad

  Your New, Higher FDIC Insurance Coverage: How You Can Be Fully Protected

• FDIC's "Electronic Deposit Insurance Estimator"

  EDIE Analyzes Your FDIC Insurance Coverage: http://www.fdic.gov/edie/