To redeem FunRewards points:

• Go online at emarquettebank.com/FunRewards.cfm
• Call 1-888-254-9500
• Visit any Marquette Branch

Marquette FunRewards point redemption is easy and convenient. Go online to emarquettebank.com/FunRewards.cfm and fill out the FunRewards redemption form. Or call our Customer Service Center to redeem points Monday through Friday 6 am to 9 pm; Saturday 8 am to 5 pm and Sunday 8 am to 1 pm. FunRewards - Debit MasterCard® Program start date was 12/18/02. FunRewards Program revisions effective March 1, 2008.

The FunRewards Program is available to any customer who has a Marquette Bank checking account. The Program is designed to reward customers who bank with us. The more banking services used, the more FunRewards points customers can earn. Annually 100 FunRewards points are given for having an active Marquette Bank checking account as of 12/31 of that year. In addition annually, 100 FunRewards points are earned for having an active personal Marquette Bank Checking Account plus the following products as of 12/31 of that year: Debit MasterCard®, Savings Account, active Online Banking, active Online Bill Payment, Online statement only, Home Equity Loan/Line, Mortgage, Money Market Account, Trust account, Investment account - for a total of up to 1,000 points. One hundred (100) points are earned annually for having an active Marquette Bank Business Checking Account as of 12/31 of that year. Plus, 100 additional FunRewards points are earned for a Marquette Bank Business Checking Account and the following products as of 12/31 of that year: Commercial Loan/Line, Business Remote Deposit, CD-ROM statements, Business Debit MasterCard, Merchant Services, Online Cash Management, Payroll Service, Sweep Account and Zero Balance Account - up to 1,000 points. All annual FunRewards points will be awarded 3/1 of the following year. (For example: a customer having a Marquette Bank Checking Account plus Online Banking on 12/31/08 will receive 100 FunRewards points on his/her March, 2009 statement.) FunRewards points for multiple services are awarded on a per customer basis only.

In addition, personal or business Marquette Bank Checking Accounts in good standing with the Bank, earn FunRewards points monthly for signature purchases with a Marquette Debit MasterCard, direct deposits, Online Bill Payments, and/or automatic payments from the Checking Accounts. Direct deposit must be recurring weekly, bi-weekly or monthly. Recurring direct deposits into a Marquette personal or business checking account earn 100 FunRewards points each time. Automatic payments (ACH) from a Marquette personal or business checking account earn 25 points each time. Online Bill Payments from a Marquette personal or business checking account earn 25 points each.

FunRewards points are awarded each time you use your Marquette Bank Debit MasterCard, with a signature, for purchases. Debit MasterCard purchases on the Internet or over the phone also qualify for the FunRewards Program. (Point of sale, ATM withdrawals and any transactions requiring the use of a PIN number are not eligible for points.) For each dollar in qualified net signature purchases with your Debit MasterCard, you earn one Marquette Bank FunRewards point. Qualified net signature purchases are defined as the dollar value of goods and services purchased with the Debit MasterCard (signature purchases made online, in person or by phone) minus any credits, returns or other adjustments as reflected on the monthly checking account statements.

FunRewards Points must be redeemed prior to expiration date. Unused FunRewards points will expire on December 31st of the year following the calendar year in which points were earned. (For example: Points earned in 2008 will expire December 31, 2009; points earned in 2009 will expire December 31, 2010, etc.) FunRewards points will be redeemed from earliest points earned. Marquette Bank reserves the right to withdraw, alter or temporarily suspend the FunRewards program at any time without notice. Cancellation and suspension could result in the forfeiture of earned points and a change in the redemption of any outstanding rewards. FunRewards and point values may be revised or withdrawn at any time without notice. All reward offers are subject to availability and may be subject to blackout dates.

Marquette Bank reserves the right to amend terms and conditions at any time without notice. The Bank reserves the right to disqualify any cardholder from participating in the FunRewards program and to invalidate all FunRewards points for abuse, fraud or any violation of the program terms and conditions. Customers who are closing accounts can redeem FunRewards points only up to the time of account closing. All rewards are transferable; however, reward gift certificates or cards must be mailed to the primary Bank account holder’s address. Reward gift certificates and cards will not be replaced if stolen, lost, destroyed or expired and may not be returned for a refund of FunRewards points. Reward gift certificates and cards will be sent via regular mail within ten business days of redemption. Customers will be responsible for any additional costs incurred for other delivery options.

The cardholder is responsible for any personal tax liability related to participation in the program or as a result of points earned and/or redeemed. Marquette FunRewards points earned will be printed on your monthly Marquette Bank Checking Account statement. Points must be posted to your account and on your statement in order to be redeemed. These rewards have no cash value and can be used only in accordance with the Terms and Conditions of this program. If Marquette Bank should decide to terminate the FunRewards program, the cardholder or any other beneficiary of the program rewards release, discharge and hold harmless Marquette Bank, MasterCard®, the gift card issuers, the program administrator, and their respective subsidiaries, affiliates, employees, officers, directors, successors and assigns from all claims, damages or liability including but not limited to physical injury or death, arising out of participation in the program. All rights reserved.

FunRewards REDEMPTION FORM