Marquette Bank is a member of the Federal Deposit Insurance Corporation (FDIC), your deposits are insured by the federal government. The Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, for each insured financial institution. There is no cost to you for this insurance.

Accounts insured by the FDIC:

  • Checking
  • Savings
  • Money market
  • Certificates of Deposit (CDs)
  • Certain retirement accounts

Accounts/services not insured by the FDIC:

  • Investments
  • Stocks
  • Bonds
  • Mutual funds
  • Life insurance policies
  • Annuities
  • Municipal securities
  • Insurance amounts
  • Safe Deposit Boxes

Maximizing FDIC Insurance

Consider a combination of accounts; you could be covered for more than $250,000. For example:

  • Consider single-name accounts for each family member. Mom, Dad and a college student can each have a single-name account insured to $250,000 – for a total of $750,000.
  • Pool your money into joint accounts. Funds in joint accounts are insured separately from single accounts and other ownership categories, up to a total of $250,000 per owner.

Marquette Bank representatives can help you structure your accounts to optimize your accounts for maximum FDIC insurance coverage.

Additional information from the FDIC:

Learn more with FDIC educational materials and calculate your coverage with EDIE the Estimator.

For more information about FDIC Insurance coverage, visit